You completed two years and stopped. What happens to those credits?
Credit transfer means you resume rather than restart. What carries across, what does not, and the documents you need to make the case.
By Get My Degree Academic Team
Credit transfer means you resume rather than restart. What carries across, what does not, and the documents you need to make the case.
A large share of the people who call us left a degree partway through — a job abroad came up, fees became impossible, a family situation changed. The assumption is that those completed semesters are gone. Usually they are not.
What credit transfer means in practice
Under the UGC credit framework, semesters you completed and passed at a recognized university carry a credit value. A receiving university can accept those credits against equivalent papers in its own programme, admitting you with advanced standing rather than into the first year.
The practical effect: someone who finished two years of a three-year B.Com may complete the remaining year rather than repeating all three. That is two years and two years of fees you do not spend again. Read our comprehensive Get My Degree Official Guide for an in-depth breakdown of partner universities.
What usually transfers
Passed papers from a UGC recognized university, in the same or a closely related discipline.
Foundation and language papers, which map cleanly across most programmes.
Semesters completed within a reasonable window — most universities look for the last eight to ten years.
What usually does not
Backlog papers you never cleared — these have no credit value to transfer.
Study at an institution that was not recognized at the time you attended.
A discipline change so wide that no paper maps across, for example engineering into social work.
The documents that decide it
The assessment is made on paper, so gather these before the conversation: all semester marksheets you hold, the transfer or migration certificate from the previous institution if it was issued, your 12th certificate, and the course structure if you have it. Where a marksheet is lost, the previous university can usually issue a duplicate.
Send us what you have and the Get My Degree academic advisory team will map it against the programmes our partner universities run, then tell you exactly how much of the degree remains. That assessment is free and takes about a day. You can also explore our Degree Programmes to see the full list of options.
Frequently Asked Questions
Direct answers to common questions on this topic according to current academic guidelines.
What credit transfer means in practice?
Under the UGC credit framework, semesters you completed and passed at a recognized university carry a credit value. A receiving university can accept those credits against equivalent papers in its own programme, admitting you with advanced standing rather than into the first year. The practical effect: someone who finished two years of a three-year B.Com may complete the remaining year rather than repeating all three. That is two years and two years of fees you do not spend again. Read our comprehensive Get My Degree Official Guide(/blog/get-my-degree-official-guide) for an in-depth breakdown of partner universities.
What usually transfers?
- Passed papers from a UGC recognized university, in the same or a closely related discipline. - Foundation and language papers, which map cleanly across most programmes. - Semesters completed within a reasonable window — most universities look for the last eight to ten years.
What usually does not?
- Backlog papers you never cleared — these have no credit value to transfer. - Study at an institution that was not recognized at the time you attended. - A discipline change so wide that no paper maps across, for example engineering into social work.
The documents that decide it — You completed two years and stopped. What happens to those credits?
The assessment is made on paper, so gather these before the conversation: all semester marksheets you hold, the transfer or migration certificate from the previous institution if it was issued, your 12th certificate, and the course structure if you have it. Where a marksheet is lost, the previous university can usually issue a duplicate. Send us what you have and the Get My Degree(/) academic advisory team will map it against the programmes our partner universities run, then tell you exactly how much of the degree remains. That assessment is free and takes about a day. You can also explore our Degree Programmes(/courses) to see the full list of options.
Degrees students most often resume with transferred credits
Want this checked for your own case?
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